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Merchant account or Third Party processing

Accepting Payments Online: Merchant Accounts vs. Third Party

An article by Mario Sanchez (The Internet Digest)

You decide that should allow your users pay online. What way of accept payment is better?

If you want to sell online, you need to be able to accept credit card payments. The traditional way is to open a merchant account. However, opening a merchant account is expensive, especially for small businesses who are just starting.

In the last few years, however, a number of companies have entered the market with a new concept: third party credit card processing services (for example, Paypal). This option offers small businesses a quick and easy way to accept cretit card payments. It by-passes the need to open a merchant account, plus, the sign-up process is much easier and faster: you can literally sign-up, be approved and start accepting payments online in minutes.

View full text of article on promotiondata.com:
http://www.promotiondata.com/article.php?sid=579&mode=thread&order=0

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